Finances and why all newlyweds need Dave Ramsey

Soo the issue of finances is huge..statistics show that 50% of divorced couples divorce because of finances.See article here http://www.examiner.com/article/finances-remain-leading-cause-of-divorce ..The book of Proverbs says the love of money is the root of all evil and in a marriage it can be the nail in the coffin. I think money says a lot about a lot of things..one thing pastor Selwyn always says is show me your check book and I will show you where you heart is..I am glad money for Dennz and I has never been a mine yours kinda gig. From the get go we knew if this thing was going to worj we would have to pool our (meagre) resources together.I mean the sad truth in America bills need to paid so it gets tricky when you are married and the partnership is still a roomate kind of partnerhship where you take care of the cable and I take care of the gas it makes for an awkward conversation when the heating bill comes and it has doubled. So anyway from the word go we brought it all on the table - literally your people will be my people you debt my debt kind of thing..So I guess the happy ground is finding what works for you as a newlywed couple - what works for one couple may not necessarily work for another couple..
So wha has helped a lot is a referral I got from a good friend of mine Beato - his name is Dave Ramsey. So we are taking a nine week long course on Financial Peace University and it has been life changing so far. I tell you my next wedding gift to a couple is registration for an FPU course.He gives nuggets on so many things on financial decisions - whether as a couple or as an individual I tell you Dave has saved my life...From budgeting, to investing, to cancelling debt this man is phenomenal...I will share little nuggets as we go along but so far the greatest assest has been the budgeting tool.Trust me I come from a background of living for the moment - enjoy now pay later kinda thing and trust me I am a child of my father in this aspect. It has cost us a lot - we had fun we travelled when we were young but heck we are paying later - story for another day...
But the short of the long finances are a huge hurdle in any marriage and I think as soon as they are squared out - yani what is the approach you are going to use to handling finances as a couple - the sooner the better - get it out of the way so you can get on to the more fun stuff - making babies , planning vacations etc..the better...his website is http://www.daveramsey.com/fpu to find a class next to you...




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How is Marriage life treating you??

So I started this blog coz I really have had no answer to the question that I keep getting asked,"How is marriage life?" I think I have coined a generic answer , " So far so good." What were we waiting for?"...I think it is such a weather questiion. Like seriously what do you expect me to answer and what will you do with my answer?? What if my response is I loathe it? Why did I get married?I think people are literally asking with an answer in mind alread.. But on the real I think its coz Dennis and I dated for a while marriage is/was like our next chapter. So I started this blog as my avenue my release to vent, share on some of the ups and downs of being a newlywed that maybe new brides are experiencing. So this is like marriage 101.. But on the real so far so good it has been different in a good way - the accountability, the partnership the ride or die kinda person to do life with - priceless...So marriage life to answer your question is an awesome work in progress. So sit back and enjoy the ride with us...